Damage caused by rioters is covered by a standard fire insurance policy.

Name: Damage caused by rioters is covered by a standard fire insurance policy.
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Question

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A standard fire insurance policy typically covers damages caused by fire, lightning, and sometimes explosions, but it does not usually cover damages caused by riots or civil commotion. Coverage for such events may require additional endorsements or a separate policy.

Damage Caused by Rioters Is Covered by a Standard Fire