The Fair Debt Collection Practices Act forbids the use of threats or violence to collect an amount owed.
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Q10: A credit card holder's liability for unauthorized
Q11: A consumer with a revolving charge account
Q12: It is illegal for a creditor to
Q13: If a debit card owner never notifies
Q14: A debit card holder who notifies the
Q16: If the card issuer is properly notified
Q17: All debtors must receive credit counseling before
Q18: In many states, usury is a crime.
Q19: A credit bureau is not required to
Q20: When deciding whether to grant credit, a
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