The drawer of a certified check cannot legally force a bank to stop payment on this type of check.

Question

Quizplus · Accepted Answer

A certified check is a type of check for which the issuing bank guarantees the availability of funds by verifying that sufficient funds exist in the drawer's account to cover the check, and then setting aside those funds specifically for that check. Therefore, once a check is certified, the drawer cannot stop payment because the bank has already taken on the responsibility of ensuring the check is covered.

The Drawer of a Certified Check Cannot Legally Force a Bank