When Dale Received His Bank Statement, He Examined the Canceled

When Dale received his bank statement, he examined the canceled checks returned with the statement and discovered that one check had been signed with Dale's name by an unauthorized person. Dale immediately informed the bank. Should Dale's checking account have been charged by the bank for the amount of this particular check?

A) Yes; the bank, after carefully inspecting the instrument at the time of payment, is not liable for errors made on checks cashed for a depositor.
B) Yes; the bank is relieved from liability if the drawer fails to exercise great care in seeing that only properly written checks are presented for payment at the bank.
C) No; the bank itself is liable when it cashes a check on which the drawer's signature has been forged.
D) No; the bank itself is liable for negligence on the part of any of its depositors.