Contingent Deferred Sales Loads Generally

Contingent deferred sales loads generally:

A) apply until the shares you own are in the fund for 10 years or more.
B) apply regardless of how long your shares have been invested.
C) increase as the length of time you have been in the fund increases.
D) decline gradually until there is no withdrawal fee if you own the shares for more than five years.
E) apply only for the first year funds are invested.