The incontestability clause stipulates that the insurance company can dispute the validity of the policy anytime during the insured's lifetime.

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The incontestability clause actually limits the time period during which an insurance company can dispute a claim or deny payment based on inaccuracies in the policy application, typically making the policy incontestable after a certain period (usually two years) except for non-payment of premiums or fraud.

The Incontestability Clause Stipulates That the Insurance Company Can Dispute