When Comparing Universal Life Policies with Whole Life Policies,which of the Following

When comparing Universal Life policies with Whole Life policies,which of the following is typically an advantage of a Universal Life policy?

A) Cash value accumulates
B) You can access cash value only through a policy loan
C) The policy will lapse if a specific premium is not paid each year
D) You have control over your outlay
E) Your premium cannot be changed