Good disability plans pay when you are unable to work at your regular job; poor disability plans pay only when you are unable to work at any job.

Question

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Good disability plans are often defined as "own occupation" policies, meaning they pay benefits if you're unable to perform your regular job. Poorer plans are typically "any occupation" policies, which only pay if you're unable to work in any job suited to your education and experience.

Good Disability Plans Pay When You Are Unable to Work