Which of the following groups has undertaken innovative activities to contain the costs of health care?

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All of these groups have undertaken innovative activities to contain health care costs. Employers often implement wellness programs or negotiate directly with providers to lower costs. Labor unions negotiate health benefits and costs on behalf of their members. Health insurers design plans that encourage cost-effective care and negotiate rates with providers. Consumers increasingly use tools to compare prices and services, choosing more cost-effective options.

Which of the Following Groups Has Undertaken Innovative Activities to Contain