Why Are Premature Newborns More Likely to Require Exchange Transfusions

Why are premature newborns more likely to require exchange transfusions than full-term infants?

A) Premature newborns are deficient in carrier protein (albumin) for bilirubin transport.
B) Premature newborns have excess indirect bilirubin due to placental transfer of maternal bilirubin.
C) Premature newborn livers are too underdeveloped to conjugate bilirubin.
D) None of the above