Owing to His Impulsive Buying Habits, Ronnie's Unpaid Credit Card

Owing to his impulsive buying habits, Ronnie's unpaid credit card balances pile up to $9,000. As Ronnie does not have enough money to clear his bills, he is in a deep financial crisis. In this scenario, the first step that Ronnie should take is to:

A) stop using the card so that he does not worsen the situation.
B) consistently pay a substantial amount of the balance each month toward retiring the debt on his card.
C) borrow money from banks and other lenders to make the credit card payments.
D) approach the issuer of the credit card to increase the credit limit for future transactions.