Basel III Pillar 2 Encourages Additional Good Risk Management Practice

Basel III Pillar 2 encourages additional good risk management practice that enhances pillar one procedures by requiring banks to:

A) manage risks not fully covered in pillar 1 such as credit concentration risk.
B) manage factors not covered by pillar 1 such as interest rate risk.
C) manage factors that are external to the bank such as business cycle affects,political risk and contagion risks.
D) all of the above.