Which of the Following About Social Security Is True

Which of the following about Social Security is true?

A) The regressive nature of the Social Security benefit formula works to the disadvantage of blacks and other groups with below-average earnings.
B) Social Security works to the disadvantage of blacks and other groups with below-average life expectancy.
C) Blacks derive a higher rate of return from their Social Security taxes than whites.
D) Hispanics derive a lower rate of return from their Social Security taxes than both whites and blacks.