Free riding in the health care system occurs by ______.
A) taking advantage of many of the benefits of the health care safety net that everyone else's insurance premiums provide, without paying the costs themselves
B) consuming massive amounts of health care for relatively minor injuries such as scrapes and bruises and leaving less access for those with serious health issues
C) buying low-cost insurance to avoid upfront costs and then upgrading an insurance plan when a serious health crisis emerges
D) the states expanding their Medicaid programs to cover more citizens knowing that the federal government is paying the cost of the program
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