As of 2012,if your account balances at a bank are $115,000,you will have depositor's insurance for up to $250,000.

Name: As of 2012,if your account balances at a bank are $115,000,you will have depositor's insurance for up to $250,000.
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The FDIC provides insurance coverage up to $250,000 per depositor, per FDIC-insured bank, for each account ownership category. Therefore, if your account balances at a bank are $115,000, you would be covered up to $250,000 in the event of bank failure.

As of 2012,if Your Account Balances at a Bank Are