Blue Cross / Blue Shield plans are really hybrid HMOs that allow members to go outside of network.

Name: Blue Cross / Blue Shield plans are really hybrid HMOs that allow members to go outside of network.
Brand: Quizplus
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Quizplus · Accepted Answer

Blue Cross / Blue Shield plans are typically HMOs, but they allow members to seek care outside of the network with some limitations and higher costs. This is known as a Point of Service (POS) option or a Preferred Provider Organization (PPO) option within the plan.

Blue Cross / Blue Shield Plans Are Really Hybrid HMOs