Insurers are required to cover people with pre-existing medical conditions without limiting or setting unrealistically high insurance rates.

Question

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The Affordable Care Act (ACA) requires insurers to cover people with pre-existing medical conditions without limiting or setting unrealistically high insurance rates. This is known as the "guaranteed issue" and "community rating" provisions, which ensure that all individuals have access to affordable health insurance regardless of their health status.

Insurers Are Required to Cover People with Pre-Existing Medical Conditions