Activities of daily living (ADLs)are important in determining ____ for long-term care insurance.
A)type of care
B)services covered
C)waiting period
D)eligibility
E)benefit duration

Question

Quizplus · Accepted Answer

Activities of daily living (ADLs) are used to determine eligibility for long-term care insurance. Insurers typically use ADLs as a measure of the policyholder's ability to perform basic tasks such as bathing, dressing, and eating on their own. If the policyholder is unable to perform two or more ADLs, they may be deemed eligible for long-term care benefits under their policy. Therefore, the correct answer is (D) eligibility.

Activities of Daily Living (ADLs)are Important in Determining ____ for Long-Term