All of the Following Statements About PPOs Are True, EXCEPT

All of the following statements about PPOs are true, EXCEPT:

A) patients have the option of seeing other providers, but must pay a higher coinsurance.
B) patients are encouraged to use the PPO physicians.
C) the PPO tries to encourage members to make choices that save the plan money.
D) copays encourage patients to use PPO doctors because patients pay only a small fee regardless of the complexity of the visit.
E) a PPO provides fewer choices for the patient.