Why Was James Madison Opposed to Alexander Hamilton's Plans in His

Why was James Madison opposed to Alexander Hamilton's plans in his first "Report on Public Credit" regarding the national debt incurred during the Revolutionary War?

A) Madison thought that the war-related debt should not be repaid.
B) Madison was concerned that more of the debt was owed to northerners than southerners.
C) Madison thought that creating a national bank alone would be sufficient for paying the debt.
D) Madison was offended by the compromise offered and wanted the national capital to remain in New York.
E) Madison argued that Great Britain must be held accountable for paying all debts incurred.