Credit Scoring Is The

Credit scoring is the:

A) categorizing of customers into groups based on the length of time it takes each customer to pay for purchases.
B) compiling of a list of accounts receivables segregated by the length of time each receivable has been outstanding.
C) evaluation of the opportunity costs of a credit policy.
D) process of quantifying the probability of default when granting credit to customers.
E) tracking of both the number and the size of customer orders over a period of time.