Bankruptcy Is Superior to a Common Law Debtor/creditor Action Because

Bankruptcy is superior to a common law debtor/creditor action because it

A) avoids a race to the bank, encourages multiple proceedings against the debtor, and gives the debtor a fresh start.
B) avoids a race to the bank, prohibits multiple proceedings against the debtor, and gives the debtor a fresh start.
C) permits a race to the bank, prohibits multiple proceedings against the debtor, and gives creditors a fresh start.
D) avoids a race to the bank, prohibits multiple proceedings against the debtor, and prohibits giving the debtor a fresh start.
E) permits a race to the bank, prohibits multiple proceedings against the debtor, and can give the debtor a fresh start.