Adrienne Wanted to Place Her Jewels, Which Were Valued at $100

Adrienne wanted to place her jewels, which were valued at $100 000, into safe storage while she was on vacation. For that purpose, she gave them to Saul, a jeweler. Since Saul did not actually have safekeeping facilities, he gave Adrienne's jewels to Jeannie. Since Jeannie did not have safekeeping facilities either, she simply placed the jewels in her desk drawer. The jewels were stolen from that drawer by an unknown thief. The evidence indicates that Saul knew that Jeannie did not have proper safekeeping facilities. Adrienne had the jewels fully insured against loss or theft under a policy that she purchased from Rideau Insurance Co. Saul has liability insurance that he bought from Wellington Insurance Ltd, but Jeannie does not have any insurance. The evidence indicates that both Saul and Jeannie acted carelessly. Which of the following statements is most likely TRUE?

A) Adrienne will likely receive $100 000 from Saul and $100 000 from Jeannie.
B) If Adrienne claims a benefit under her insurance policy, she will receive $100 000, plus the amount that she paid to Rideau Insurance Co in premiums.
C) If Saul and Jeannie are both successfully sued, Rideau Insurance Co will be entitled to receive a total of $100 000, entirely from one, or part from each.
D) Adrienne will receive $300 000, consisting of $100 000 from Saul, $100 000 from Jeannie, and $100 000 from Rideau Insurance Co.
E) If Saul and Jeannie are both successfully sued, they both will be personally required to pay $50 000 to Adrienne.