Which of the Following Statements Is TRUE with Respect to Property

Which of the following statements is TRUE with respect to property insurance?

A) A benefit paid by an insurer to an insured is called a premium.
B) Property insurance is available for real property, but not personal property.
C) A benefit may be paid under a property insurance policy even if the insured is entitled to sue a third party for causing the loss or damage in question.
D) Property insurance is called first party coverage only if the insurer sold the policy to a human being, rather than a corporation.
E) Property insurance is called third party coverage if one person buys insurance with respect to property that is owned by another person.