Sandor Bought Property Insurance from Athena Insurance Corp Five Years

Sandor bought property insurance from Athena Insurance Corp five years ago. A dispute has arisen between the parties regarding the duty of utmost good faith. That most likely means that

A) Sandor is not entitled to receive a benefit for loss that did not occur.
B) the policy may be invalid if Sandor was not entirely candid when he bought the policy.
C) Athena Insurance Corp is not really an insurance company.
D) special rules apply because the policy was purchased with respect to sacred religious objects.
E) Athena Insurance Corp denies that it received a cheque for the payment of Sandor's annual premium.