As Used in the Context of a Mortgage, a "Prepayment

As used in the context of a mortgage, a "prepayment privilege"

A) is used to allow certain payments to be made without penalty.
B) means that the lender can demand repayment of the loan sooner than expected.
C) is prohibited in many Canadian provinces.
D) means that if the borrower misses a payment on the loan, the entire amount becomes due immediately.
E) arises in connection with an insurance contract.