In Accordance with the Bills of Exchange Act, in Which

In accordance with the Bills of Exchange Act, in which of the following transactions will a consumer note be created:

A) Jennifer a housewife, signs a a promissory note in favour of her neighbour Dan in exchange for a loan from him.
B) Jasper buys a car and gives the car dealership 10 post dated cheques to cover the payments over a 10 month period.
C) Mary buys a new sofa from a retail store and writes a cheque as payment.
D) B and C
E) All of the above