Which of the Following Is True of Long-Term Disability Plans

Which of the following is true of long-term disability plans?

A) The payments typically begin after 48 weeks of disability.
B) They usually provide 50 percent to 75 percent of the employee's base pay.
C) They provide protection only if the disability was caused due to the nature of work.
D) They provide a fixed annual income to all retired employees.
E) They are taxable if the employee pays the full cost of the plan.