For Creditors,one Major Disadvantage of a Part IX Agreement Compared

For creditors,one major disadvantage of a Part IX agreement compared to bankruptcy is that:

A) secured creditors are prevented from becoming unsecured creditors for the sum owing after the security has been liquidated.
B) the creditors do not have the opportunity to meet the debtor and cross- examine him or her.
C) the trustee's costs are usually greater.
D) less of the debtor's assets are available.