The Zelda Finance Company Breached Six Key Requirements of the National

The Zelda Finance Company breached six key requirements of the National Credit Code during 2011.Knowing it is under investigation from ASIC and up to 100 current and former Zelda customers are planning to apply for remedies for breaches of the requirements,Zelda applies for a penalty order before ASIC or the consumers can take action.Which of the following statements is not accurate in this situation?

A) The consumers are barred from making an application for penalty orders.
B) The consumers have the right to make individual claims for losses they have suffered.
C) Zelda's civil penalties are restricted to $500 000 for each breach.
D) The court may reduce the amount of the penalty if Zelda does not have the financial resources to pay the appropriate penalties.
E) Zelda may lose the right to impose interest charges on the current credit contracts if the breaches are very serious.