Solved

If a Bank That Faces a 10 Percent Reserve Ratio

Question 90

Multiple Choice

If a bank that faces a 10 percent reserve ratio received a deposit of $50,000 and makes a loan to a customer for $5,000,what is the consequence if the bank then deposits the rest of the funds at the Federal Reserve?


A) Excess reserves increase by $50,000.
B) Excess reserves increase by $45,000 and required reserves increase by $5,000.
C) Excess reserves increase by $5,000 and required reserves increase by $45,000.
D) Excess reserves increase by $40,000 and required reserves increase by $5,000.
E) Reserves are not affected.

Correct Answer:

verifed

Verified

Unlock this answer now
Get Access to more Verified Answers free of charge

Related Questions

Unlock this Answer For Free Now!

View this answer and more for free by performing one of the following actions

qr-code

Scan the QR code to install the App and get 2 free unlocks

upload documents

Unlock quizzes for free by uploading documents