The Extent of Money Expansion Will Be

The extent of money expansion will be:

A) greater if banks hold on to excess reserves.
B) greater if private individuals hold on to cash.
C) greater if banks hold on to excess reserves but less if private individuals hold on to cash.
D) less if banks hold on to excess reserves but greater if private individuals hold on to cash.
E) less if banks hold on to excess reserves or private individuals hold on to cash.