According to the Box Titled, "Spotlight on Small Business" in Chapter

According to the box titled, "Spotlight on Small Business" in Chapter 20, when small businesses need to obtain a loan, they will find that:

A) large banks are actually more willing to provide them with funds than small banks, because big banks are more diversified and thus more willing to accept risk.
B) the Small Business Administration is usually the only source of funds.
C) the best approach usually is to sell commercial paper.
D) Some banks are requiring small businesses to deposit at least half of an actual loan amount before they can obtain the loan.