Lewis Had a Minimum Payment of $87 Due on March

Lewis had a minimum payment of $87 due on March 12 for one of his credit cards.He was unable to send the payment until March 31,at which time he sent $100.With his next credit card statement,Lewis received notification that,because of his late payment,his interest rate on his outstanding balance would be increasing from its normal 14.99% to the default rate of 27.99%.His credit card company:

A) has the right to increase his interest rate because of the late payment.
B) violated the Credit Card Act of 2009.
C) may not increase his interest rate on outstanding balances unless Lewis is more than 60 days late in making his minimum payment.
D) may not increase his interest rate on outstanding balances because Lewis sent more than his minimum payment for March.
E) Both (b) and (c) .