A spouse who is named the beneficiary of a life insurance policy would ordinarily be

Question

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A spouse who is named the beneficiary of a life insurance policy is considered an intended beneficiary as they are specifically named by the policy owner to receive the benefits in case of the insured's death. A creditor beneficiary is someone who benefits from the policy to repay a debt owed by the insured, an incidental beneficiary is someone who has no interest in the policy but may benefit from it, and a debtor beneficiary is someone who names themselves as the beneficiary to use the benefits to repay their own debts.

A Spouse Who Is Named the Beneficiary of a Life