The agency which functions as a "lender of last resort" for national governments is the

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The International Monetary Fund (IMF) acts as a "lender of last resort" for national governments by providing loans to member countries in times of financial crisis. The IMF also provides technical assistance and policy advice to member countries to promote economic stability and growth. The other options, such as the International Trade Organization and World Trade Organization, are primarily concerned with promoting international trade and the resolution of trade disputes. There is no such organization as the World Trade Fund.

The Agency Which Functions as a "Lender of Last Resort