Sarah has car insurance.While driving her automobile,Sarah negligently ran a red light and hit Vi's car.Which type of coverage will pay for the damage done to Vi's car?

Question

Quizplus · Accepted Answer

Liability insurance is designed to cover any damage or injury that the policyholder causes to another person or their property due to negligence. In this case, Sarah's liability insurance should cover the damage done to Vi's car, as she was at fault for running the red light and causing the accident. Comprehensive insurance and accident insurance are not relevant in this scenario, as they cover different types of incidents. Uninsured motorist insurance would only come into play if Vi did not have her own insurance, or if Sarah was uninsured and unable to cover the damages herself.

Sarah Has Car Insurance