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Lisa Bought a Home with an Adjustable-Rate Mortgage

Question 23

Multiple Choice

Lisa bought a home with an adjustable-rate mortgage. The margin on the loan is 4.2% and the rate cap is 5.75% over the life of the loan. If the current index rate is 6.6%, what is the calculated interest rate of the ARM?


A) 9.5%
B) 10.8%
C) 6.75%
D) 12.5%

Correct Answer:

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