The primary motivation for demutualization of insurance companies has to been to reduce their regulatory burden.

Name: The primary motivation for demutualization of insurance companies has to been to reduce their regulatory burden.
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The primary motivation for demutualization of insurance companies has been to access capital markets more easily and to provide liquidity for their policyholders, not primarily to reduce regulatory burden.

The Primary Motivation for Demutualization of Insurance Companies Has to Been