Ginger Has Agreed to a Lawsuit Settlement of $600,000 with a Certain

Ginger has agreed to a lawsuit settlement of $600,000 with a certain pharmaceutical company. The company has offered options to pay her the awarded money. After discussing the terms with the company, she expects that the company should be able to pay her back within 3- 5 years. Ginger has developed the following estimates. Which option should she select, if her personal MARR is 13% per year? $$\begin{array} { l | l | l } \text { Option } & \text { Delay period } & \text { Cash Flow Estimates } , \$ \\\hline \text { A } & & \$ 600,000 \text { now } \\\hline \text { B - } & 5 \text { years } & \$ 131,000 \text { per year for every year the payment is } \\\text { Pessimistic } & & \text { delayed. } \\\hline \text { C - Most } & 4 \text { years } & \$ 161,200 \text { per year for every year the payment is } \\\text { likely } & & \text { delayed. } \\\hline \text { D - } & 3 \text { years } & \$ 211,500 \text { per year for every year the payment is } \\\text { Optimistic } & & \text { delayed. } \\\hline\end{array}$$