Point of Service Plans a type of HMO/PPO hybrid. They encourage plan members to seek but are not required to use a primary care provider who will become the gatekeeper of services. Members will receive lower fees if they use a gatekeeper model.

Question

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Point of Service (POS) Plans combine features of Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs). They encourage but do not require members to choose a primary care provider (PCP) who acts as a gatekeeper for services, offering lower costs for using in-network providers and the gatekeeper model.

Point of Service Plans a Type of HMO/PPO Hybrid