Which One of the Following Scenarios Is an Example of Institutionalized

Which one of the following scenarios is an example of institutionalized racism?

A) A health care provider does not provide the same quality of care to people who are a different race or ethnicity than his own.
B) A store clerk follows individuals of a specific race around the store because he thinks they may be shoplifting.
C) Federal housing policies use race information when determining loan eligibility and housing values and place lower values on homes owned by minorities.
D) An individual accepts negative stereotypes or comments about his race.