According to the Prophetic-Caliphal model, a combination of personalism and individualism leads to a lack of institutional development.

Name: According to the Prophetic-Caliphal model, a combination of personalism and individualism leads to a lack of institutional development.
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The Prophetic-Caliphal model suggests that personalism and individualism can hinder the development of formal institutions, as leadership is often based on personal authority rather than structured systems.

According to the Prophetic-Caliphal Model, a Combination of Personalism and Individualism