Ethel applied for a job as a credit card account manager with a major financial institution.Your organization obtained her credit report through a third party investigation.She was not hired because of her recent bankruptcy and poor credit history.As the vice-president of human resources, you are aware of this situation because Ethel is suing the company for your hiring practices.Which of these facts of the case shows that your procedures were faulty?

Question

Quizplus · Accepted Answer

EB) Employers are required by the Fair Credit Reporting Act (FCRA) to provide written notice to applicants before obtaining their credit report from a third party. Failure to do so indicates a procedural fault.E) If credit problems are not reasonable exclusions for the job in question, rejecting an applicant based on their credit history could be considered discriminatory or unfair, especially if the job does not directly involve financial management or handling money.

Ethel Applied for a Job as a Credit Card Account