An increase in coinsurance and deductibles for health insurance can contribute to a reduction in expenditures on health care.

Question

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When coinsurance and deductibles are increased, individuals are forced to pay more out of pocket for their health care expenses. This can lead to a decrease in the utilization of health care services and ultimately result in lower expenditures for health care overall.

An Increase in Coinsurance and Deductibles for Health Insurance Can