Of 1000 Homeowners Insured with Crown Insurance, 250 Live in a Flood

Of 1000 homeowners insured with Crown Insurance, 250 live in a flood plain, 150 live in an area with frequent tornadoes, 100 live in earthquake prone regions, and the remaining 500 reside in small communities located in less hazardous regions. Which of the following will likely apply to the low-risk group of homeowners?

A) the low and medium-risk groups will pay less than the high-risk group
B) those in the low-risk group will pay less than both the medium-risk and high-risk group
C) those in the low-risk group will be discouraged from buying home insurance.
D) they must buy insurance and pay more than the actuarially fair amount for their risk group