Find the APR (True Annual Interest Rate), to the Nearest $= \$ 1200$

Find the APR (true annual interest rate) , to the nearest half percent, for the following loan.
-Amount Financed $= \$ 1200$
Finance Charge $= \$ 90$
Number of Monthly Payments $= 12$

A) $12 \%$
B) $12.5 \%$
C) $13 \%$
D) $13.5 \%$