Toni Adds $3,000 to Her Savings on the fiRst Day

Toni adds $3,000 to her savings on the first day of each year. Tim adds $3,000 to his savings on the last day of each year. They both earn a 9% rate of return. What is the difference in their savings
Account balances at the end of thirty years?

A) $35,822.73
B) $36,803.03
C) $38,911.21
D) $39,803.04
E) $40,115.31