Medigap policies are sold by
A) private insurance companies
B) the government
C) HMOs
D) Medicare
Correct Answer:
Verified
Q12: The phenomenon called 'moral hazard' results directly
Q13: Self insurance was spurred by
A)employers
B)government policy
C)self-employed people
D)managed
Q14: The Employee Retirement Income Security Act (ERISA),
Q15: A health insurance plan pays for medical
Q16: Under experience rating,
A)costs shift from people in
Q18: Under community rating
A)premiums are based on risk
Q19: A copayment is generally paid
A)once a year
B)each
Q20: In national health care systems, total expenditures
Q21: Under the Affordable Care Act what purpose
Q22: Skilled nursing care is covered under _
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