Small Business Start­ups Are Likely to Find That Getting Commercial

Small business start­ups are likely to find that getting commercial loans is:

A) hard to do because commercial lenders are reluctant to loan to firms that don't have an established record of successful performance.
B) one of the easiest and most flexible sources of financing because local bankers are usually eager to establish relationships with new companies.
C) relatively difficult because the risks involved are great because they entail much higher financing costs when compared to other sources.
D) the best way to obtain 100 percent of the financing they need, but only if they give the lender an ownership stake in the company.